28534 Tristant Rdg, San Antonio, TX 78260
4 beds · 3 baths · 3,181 sqft
*** OPEN HOUSE Oct.26th SATURDAY 1-4pm***Welcome to this stunning one-story Ashton Woods home, nestled in the highly desirable Kinder Ranch community. With its prime location, you'll enjoy the convenience of walking to the community pool and top-rated schools. The home greets you with lush landscaping, mature, manicured trees, and a spacious front porch. The backyard has been updated with Turf Grass! Inside, this 4-bedroom, 3-bathroom residence impresses with a grand entry featuring high ceilings and elegant crown molding. Offering two separate living areas, a formal dining room, and a media room complete with a home theater system, there's ample space for relaxation and entertainment. The large office, with its wood flooring, tray ceiling, and double crown molding, creates a perfect workspace or study. Throughout the home, you'll find 2" faux wood blinds and walk-in closets for added style and storage. The kitchen is a chef's dream, featuring a stone-wainscot island, stone backsplash, gas cooktop, built-in microwave, double ovens, and a walk-in pantry. The master suite offers breathtaking Hill Country views, along with his-and-her vanities, a garden tub, separate walk-in shower, and personal closets. The second living area boasts a cozy gas fireplace, while recent upgrades include a spacious laundry room with shelving, artificial turf in the backyard, and a sprinkler system for the front yard. The outdoor kitchen, complete with a garbage disposal, is perfect for alfresco dining. Additional features include a water heater, water softener, newly stained and repaired fencing, double 8' patio doors leading to a private covered deck, an 8x8 concrete slab ready for a storage shed, and a side walkway connecting the mudroom entry to the 3-car attached garage. This home is as efficient as it is luxurious, with Energy Star certification, a programmable thermostat, 12+" attic insulation, double-pane windows, Energy Star appliances, radiant barrier, and an EV charger in the garage. Don't miss your chance to see this incredible home-schedule your visit today!
Source: SABOR #1810853
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1810853
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1810853
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.