2853 Enisgrove Dr, Palm Harbor, FL 34683
3 beds · 2 baths · 1,780 sqft
Charming 3-Bedroom, 2-Bath Pool Home in Eniswood – A Dream Retreat in Highly Desirable Palm Harbor! *SELLER will put on a Brand New Roof prior to closing!* Welcome to this beautifully updated single-story pool home, nestled in the highly sought-after Eniswood neighborhood within the Palm Harbor University school zone. This 3-bedroom, 2-bathroom home offers a perfect blend of modern comforts and classic charm, all situated on a spacious 1/4 acre lot. Step inside to discover a stunning, recently remodeled kitchen featuring pristine shaker-style cabinets, sleek quartz countertops, and a butcher block island that’s perfect for entertaining. Equipped with stainless steel appliances and a stylish subway tile backsplash, this kitchen is a true showstopper. The open layout seamlessly connects the kitchen to the cozy living room, where you’ll enjoy a wood-burning fireplace that adds warmth and character to the space. The living room effortlessly flows out to a generous-sized lanai and a screened-in pool area, creating an ideal setting for outdoor entertaining. Enjoy complete privacy with a fenced backyard, perfect for pets or simply relaxing by the pool. The thoughtful split bedroom layout provides privacy and comfort, with the master suite on one side and two generously sized bedrooms and a shared bath on the other. The master bath is a tranquil retreat, offering a serene escape after a long day. This home also boasts impressive upgrades and features, including a whole-home water softener, an under-sink-mounted reverse osmosis water filtration system in the kitchen, and a 30 x 14 concrete pad with 8 ft fence offering plenty of space for small water crafts, travel trailer, or pop-up camper. Whether you need a place to store equipment or work on projects this fenced pad is the perfect solution. Furthermore, with Alexa smart home integration, Wemo Wi-Fi light switches, and a Honeywell Total Comfort-connected Wi-Fi thermostat, you can control your home’s comfort and ambiance at the touch of a button. Additional updates include a new pool pump and salt cell installed in 2022 and a brand-new roof in 2025, and a 2018 HVAC System, ensuring peace of mind for years to come. Don't miss out on this incredible opportunity to own a slice of paradise in a prime location. 2853 Enisgrove is located near Gulf Beaches, The Pinellas County Trail, Shopping, Dining, Parks, and Top Medical Facilities.
Source: STELLAR #TB8365408
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8365408
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.