28519 Pietro Dr, Valencia, CA 91354
3 beds · 3 baths · 2,090 sqft
Charming West Creek Home in Prime Location!Nestled in a vibrant community, this stunning residence offers everything you could desire.With 3 generously sized bedrooms plus an inviting loft, this home is designed for comfort and versatility, making it the perfect backdrop for creating cherished memories.As you step inside, you’ll be greeted by an open floorplan that seamlessly connects the spacious living areas. The designated dining area sets the stage for delightful family dinners, while the huge kitchen serves as the heart of the home, featuring ample counter space, abundant storage, and a convenient pantry. And guess what? The refrigerator is included, making your move-in hassle-free! Recently replaced carpeting adds a fresh feel throughout the home, enhancing the cozy ambiance.The convenient upstairs laundry includes a washer and dryer, ensuring chores are a breeze. The loft provides additional space for recreation, a home office, or a cozy reading nook—tailored to fit your lifestyle. Imagine sipping your morning coffee on your private patio, enjoying the peaceful atmosphere as you watch the world go by. The large primary suite is a true sanctuary, featuring a walk-in closet and an en-suite primary bathroom for your utmost convenience. Indulge in the luxury of your own private balcony off the primary suite, perfect for unwinding under the stars or soaking up the sun.Location is everything, and this home delivers! Situated right next to a parking lot and an abundance of street parking, convenience is at your doorstep. You’ll love being able to peek out your window to admire the incredible West Creek Park, recently revamped and expanded! This neighborhood gem features an expansive play structure, an outdoor exercise park, a basketball court, and a multi-sport court, along with two large covered picnic areas and acres of lush grass and paths to explore—perfect for weekend adventures with family and friends!The community offers incredible HOA amenities, including 3 resort-style pools and spas, a welcoming clubhouse, and beautiful greenbelts and paseos throughout the neighborhood.With access to award-winning schools, including Rio Norte Jr. High School, and a grocery shopping center just moments away, everything you need is right at your fingertips!Don’t miss this exceptional opportunity to own a beautiful home in a prime location! Schedule your private tour today, and take the first step toward making this charming retreat your own! Your dream home awaits!
Source: CRMLS #SR25056237
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SR25056237
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.