2851 W Davies Ave, Littleton, CO 80120
2 beds · 2 baths · 1,572 sqft sqft
Welcome to this beautiful 2 bed 2 bath townhome in the highly sought-after Wolhurst Landing community! Zoned for top-rated Littleton Public Schools, including Heritage High School, this home is conveniently located near Aspen Grove Shopping, restaurants, and just minutes from the Mineral Light Rail Station. Backing onto a beautiful greenbelt with lush lawns, mature trees, and well-maintained landscaping, this home offers the space and feel of a single-family house with none of the yard work. Step outside to a wooden deck, perfect for grilling and dining alfresco while enjoying serene greenbelt views. Inside, the upper level is bright and welcoming with vaulted ceilings, a skylight, and a wood-burning fireplace in the family living room. Tile and carpet flooring runs throughout the space, which flows seamlessly into the formal dining room. The open kitchen boasts plenty of cabinet storage, granite countertops, stainless steel appliances, a coffee nook and built-in microwave. A convenient half bath for guests completes the upper level. The lower level features two spacious bedrooms and an additional full bath. The laundry room is also on this level, providing easy access to the attached two-car garage. This location offers a vibrant lifestyle with nearby restaurants, breweries, and entertainment. Enjoy summer concerts at Breckenridge Brewery or Hudson Gardens, explore bike trails, or float down the Platte River. Popular spots like Platte River Bar & Grill and Angelo's are just a walk or bike ride away. Welcome to your new home—where comfort meets convenience!
Source: RECO #7585304
Interest rate and monthly payment estimated based on public records.
Source: RECO #7585304
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7585304
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