2840 Staten Dr, Deltona, FL 32738
3 beds · 2 baths · 1,428 sqft
One or more photo(s) has been virtually staged. Come take a look at this renovated 3-bedroom, 2-bathroom home located in the heart of Deltona, Florida. Looking for a home on a CORNER LOT with a LONG DRIVEWAY? Here it is! 2840 Staten Drive comes packed with many upgrades and A TON of living space at almost 1500 square feet. Brand new interior and exterior paint throughout. The kitchen features newer STAINLESS STEEL APPLIANCES and QUARTZ COUNTERTOPS. FRESH NEW MODERN LIGHTING FIXTURES THROUGHOUT. Entertain friends and family with ease with the open and airy floor plan covered with DESIGNER LAMINATE FLOORING throughout the entire home. You'll find thoughtful touches and upgrades throughout the home, complemented by the HIGH VAULTED CEILINGS in the formal dining and living room combo. The LARGE PRIMARY bedroom has a HUGE WALK-IN CLOSET and also features an en-suite bathroom. Unwind at the end of the day enjoying the privacy of a garden tub/shower. The garage door has a new garage door opener and torsion springs. Looking for security? This home comes equipped with an already installed alarm system. Experience the tranquility and space of the HUGE BACKYARD. Feel safer year round living in a quiet, mature neighborhood with a home that is surrounded by large trees that provide privacy and plenty of shade. This home is located close to many shopping, dining and entertainment venues, a short drive away from many Florida beaches and is a few minutes drive to multiple I-4 options. Call your Realtor today to schedule a private showing!
Source: STELLAR #o6235869
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6235869
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6235869
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.