2834 Cayden Creek Way, Conroe, TX 77304
3 beds · 2 baths · 1,995 sqft
Highly Sought-After Cayden Creek Community Discover this beautiful 3-sided brick home with stone accents, featuring 3 bedrooms, an office/game room (easily convertible to a 4th bedroom), & 2 full bathrooms. Upgraded throughout, this home boasts 12' ceilings, an extended covered patio with a raked roof, and higher ceilings in both the family and primary rooms. The kitchen is designed for the chef in mind, with a large island with bar seating, upgraded granite countertops, a coffee nook, and a double oven. Ample cabinet space, a walk-in pantry, under-cabinet lighting, and upgraded lighting add to its appeal. Other highlights include full-house gutters and a built-in pest control system. Enjoy the prime location of Cayden Creek with its perfect mix of convenience, nature, and modern amenities. You’ll have easy access to 336, 105, and I-45, plus The Woodlands and Lake Conroe just a short drive away. This home is also close to top shopping, dining, and zoned to the highly rated Conroe ISD.
Source: HAR #22005755
Interest rate and monthly payment estimated based on public records.
Source: HAR #22005755
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #22005755
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.