2834 Aviamar Cir, Naples, FL 34114
4 beds · 3 baths · 2,032 sqft
Experience luxury living in this meticulously maintained home in the prestigious Millbrook community of Fiddler’s Creek, Naples. This stunning residence, featuring the Sophia Floor Plan, offers 2,032 square feet of living space with four bedrooms and three full baths. The property is enhanced by private lake views and features a tile roof with newly upgraded insulation, impact doors and windows, and a wide paver driveway and walkway. Step into a foyer adorned with a tray ceiling and spectacular chandelier, leading to an interior that boasts white plantation shutters, tile floors throughout and elegant crown molding. The home comes beautifully furnished, offering style and convenience. The kitchen is a chef’s delight, featuring white cabinets, under-cabinet lighting, granite countertops and a tile backsplash. The large three-seater center island, walk-in pantry, built-in desk and stainless-steel GE appliances, including a gas range, wall oven, microwave, French door refrigerator and dishwasher, make it ideal for culinary endeavors. The formal dining area and living room are highlighted by a brick tile accent wall, custom tray ceilings and glass sliders opening to the lanai. The owner’s suite is a private retreat with access to the lanai, a walk-in closet, and an en-suite bath featuring a white dual sink vanity with granite countertops, a walk-in shower with a glass enclosure and a separate soaking tub. One guest bedroom is at the front of the house and is adjacent to a bath with a vanity, granite countertop and a shower-tub combo. Another guest bedroom, which can also serve as a den or study, is equipped with glass French doors. The fourth bedroom offers an en-suite bath with a vanity, granite countertop and walk-in shower. The outdoor living space is an oasis, featuring a screened lanai with a brick paver floor, a covered outdoor living area with a cypress ceiling and recessed lighting, and an outdoor kitchen equipped with a built-in gas grill and hood, mini refrigerator and brick tile backsplash. Enjoy the heated saltwater pool with a waterfall feature, ideal for relaxation. Additional features include a laundry area with ample storage, white cabinets, a GE top-load washer and a GE front-load dryer. The garage is equipped with epoxy flooring and a utility sink. The home has been updated with new paint inside and out, a tankless gas water heater installed in 2023 and a new HVAC system in 2023. The Fiddler’s Creek community offers award-winning amenities, including a clubhouse, fitness center, full-service spa, sauna, multiple pools, tennis, pickleball, bocce, restaurants, and a full social and event calendar. Optional memberships are available for a beach club and a marina, as well as an optional golf membership with a new clubhouse and renovated golf course to be completed in 2024, offering immediate memberships. This home provides a luxurious lifestyle tailored to the discerning homeowner.
Source: NABOR #224051340
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #224051340
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.