28337 PICANA LN, Wesley Chapel, FL 33543
FRESH NEW PAINT & MOVE IN READY!!! This Stunning home that will EXCEED your expectations! Solar & Tesla Powerwall owned!! Enjoy LOW Energy Bills & Stay COOL!!! Meticulously cared for & loaded w/upgrades, this contemporary home shows better than a model! Step inside and you are greeted by an incredible panoramic pond view - through 4 panel pocket sliding doors that flank the open concept spacious floor plan with 12' ceilings. Perfect for entertaining, your UPSCALE Smart Home includes 4 Bedrooms, Study, Theater, Game Room, formal dining room, Butler Pantry, 3 Full baths, 1 Half Bath, 3 Car Garage and a DOGGIE DEN for your little ones to feel at home. The spacious GOURMET KITCHEN is a chef's dream w/42" cabinets, quartz countertops, gas stove, microwave convection oven, stainless steel hood, double oven, pull out cabinets, soft close drawers, Single bowl Apron sink, walk-in pantry, casual dining area & more. LUXURIOUS 1st floor Master Suite with a glass fireplace feature wall and private access to the outdoor spa and a Master Bath incl. huge walk-in designer tiled shower w/rainfall showerhead, a soaking tub to relax in & 2 walk-in closets. Take the EXQUISITE wood tread staircase to the bonus room where you can enjoy movie nights in your impressive 2nd floor Theater w/surround sound! A third of this large 700 sq. ft. bonus room is home to a modern Gaming Zone including a classic arcade. There is also a ½ bath and 2 climate-controlled storage areas with endless possibilities of use. The open concept home, abundant with natural light, beckons you to walk out to your DREAM oasis. Here, you will enjoy your beautiful HEATED SALTWATER SPORT POOL & oversized Champagne Edge Infinity Spa System and Aqualink pool control system so you can turn on the hot tub from your phone while at dinner! The Panoramic view screen enclosure overlooks a large, serene pond – perfect place to enjoy endless picturesque Florida sunsets. This outside OASIS would not be complete w/o a gorgeous outdoor kitchen with a 6 burner Grill, vented hood, wet sink, two mini fridges, contemporary Marble backsplash and a wet bar with lighting and speakers. This outdoor lanai is also wired for an outdoor TV and a sweet tongue and groove ceiling that provides the perfect outdoor setting. Go Green in this home w/ a Tesla Solar System including 32 solar panels and two powerwalls keeping your energy bills down while providing protection from loss of power. The home also has 3 HVAC systems, Automatic Sprinkler System, Garage storage racks and cabinets, Brick Pavers, Hurricane Impact Doors & shutters, a Security System, Noise reducing interior doors, Designer Lighting, Custom Paint, Electric Power Roller shades, and Plantation Shutters. Every detail was thought out & completes this home. CHOCK FULL of builder upgrades in addition to over $250k in owner upgrades - see attachment to MLS for full list! This STUNNING home is located in the exclusive gated community of Matera within the Estancia at Wiregrass Community. Enjoy resort style amenities with a luxurious clubhouse, oversized swimming pool with a slide, courts to play pickleball, tennis and basketball. Conveniently located minutes away to Wesley Chapel’s Top-Rated Schools, near I-75 nestled between SR54 and SR56 off of Bruce B Downs and minutes from Wiregrass Mall, The Grove, Sports Campus, Tampa Premium Outlets, Hospitals, Restaurants & so much more!
You may be able to put down less than the total down payment amount of $676,777 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3525253