2833 SW 26th Ave, Cape Coral, FL 33914
3 beds · 2 baths · sqft
Welcome to a sanctuary of modern living in the heart of the vibrant Surfside Corridor, one of the cities most sought-after neighborhoods! This exquisite home, constructed in 2021, merges style with practicality, making it an exceptional find. The Kingsbay Model is designed with both functionality and comfort in mind, offering a spacious and open floor plan that caters to modern living needs. This 3-bedroom, 2-bath layout is complete with a versatile flex room - a perfect space for crafting a cozy home office or an imaginative play area. The kitchen serves as the heart of the home, inviting culinary exploration with an abundance of cabinet space, large island, and pristine granite countertops, all complemented by stainless steel appliances. The open-concept living area is perfect for hosting lively gatherings or savoring a quiet evening at home. Retreat to the primary suite, where relaxation takes precedence. This spacious haven features a walk-in shower, dual vanities, and a generous walk-in closet. The two additional bedrooms offer generous space and share a well-appointed second bathroom, ensuring comfort and convenience for all residents and/or guests. The allure of this home extends outdoors to a spacious lanai, ideal for barbecues or planning a future pool to enhance your outdoor entertainment space. Practical landscaped surroundings, durable storm shutters, and an epoxy-coated garage floor, ensure this home is as functional as it is beautiful. With all assessments paid and offered furnished, it provides an opportunity to immerse yourself in the coveted Florida lifestyle. Whether you're looking for a permanent residence, a seasonal escape, or an investment in a vacation rental, this property is an unparalleled choice. Its prime location offers proximity to top-rated schools, diverse shopping options, delectable dining, and easy access to boating and beaches. Notably, this home has stood resilient through storms WITHOUT any flooding or damage, reinforcing its quality and durability. Don't miss the chance to explore the potential and charm of this stunning property. Schedule your tour today and step into the lifestyle you've always imagined!
Source: FORTMYERS #224083065
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224083065
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224083065
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.