2832 Springbluff Ln, Buford, GA 30519
6 beds · 7 baths · 4,704 sqft
Discover sophisticated living and so much more at this stunning Buford estate, nestled within the exclusive gated Stonegate of Ivy Creek. Offering easy access to endless local amenities, entertainment, and everyday essentials, this property combines a prime location with luxurious design. Brick and stone exterior sets an elegant tone, while the welcoming front porch invites you to enjoy a pristine landscaping and timeless curb appeal. Step inside the grand foyer to discover polished stone floors, abundant natural light, and refined details at every turn. Entertain with ease in the spacious formal dining room and the generous den/office enhanced by stylish French doors. The open-concept living area—crowned by high coffered ceilings—features a cozy fireplace and unobstructed sight lines, creating a warm and inviting gathering space. The gourmet kitchen is complete with custom cabinetry, a walk-in pantry, and modern appliances that make meal preparation a delight. Downstairs, a finished basement with its own full-sized kitchen, bonus rooms, and bathrooms offer endless possibilities—host memorable gatherings, create a versatile in-law/guest suite, or simply enjoy extra living space. Retreat to the oversized primary suite to find a spa-inspired bathroom and an expansive closet/dressing room, designed to pamper and impress. With ample room for entertaining, relaxing, and making the most of nearby attractions, this residence is a true standout. Experience elegance and convenience in one remarkable property—your new home at 2832 Springbluff Lane awaits. NEARBY AMENITIES: • Chateau Elan Winery and Golf Club – A renowned winery, spa, and golf destination, perfect for leisurely getaways and special events • Mall of Georgia – A premier regional shopping destination with numerous retail stores, diverse dining, entertainment, and an IMAX cinema • Lake Lanier – A scenic spot for boating, fishing, swimming, and lakeside dining, just a short drive away • I-85 and Major Roadways – Convenient highway access for commuting or traveling throughout metro Atlanta and beyond • Downtown Buford – A charming historic district offering unique boutiques, eateries, and year-round community events • Braselton – Enjoy small-town charm with historic downtown boutiques, local dining, and seasonal festivals • Restaurants and Dining – From casual eateries to upscale cuisine, Buford and nearby Braselton offer a wide range of culinary experiences • Coolray Field – Home of the Gwinnett Stripers (Triple-A affiliate of the Atlanta Braves), perfect for fun-filled baseball outings • Parks and Recreation – Bogan Park Community Recreation and Aquatic Center, E.E. Robinson Park, and Duncan Creek Park offer sports fields, playgrounds, and walking trails • Medical Facilities – Northeast Georgia Medical Center Braselton and other healthcare providers are within a short drive • Grocery and Everyday Essentials – Multiple grocery stores, pharmacies, and retail outlets are conveniently located nearby
Source: FMLS #7509531
Financials
Source: Public records
Source: FMLS #7509531
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.