2832 Country Club Cir, Colorado Springs, CO 80909
4 beds · 3 baths · 3,647 sqft
Tucked away with no rear neighbors, this home sits in the serene Colorado Springs Country Club community. This property offers a peaceful retreat amidst city life with new flooring throughout & updates to the primary shower. A large welcoming great room features new engineered hardwood plank flooring, complemented by a dual fuel (gas & wood), custom Kansas limestone fireplace boasting a live edge mantle. Enjoy breathtaking Front Range and Pikes Peak views through all-new front upper windows, while the fireplace adds warmth and charm. Enter through the custom Pella sliding door to the newer deck and fully fenced backyard, perfect for outdoor gatherings. The kitchen boasts professionally painted cabinets, new quartz countertops with barstool seating, stainless steel appliances and plenty of storage between the pantry and cabinets. A main-level, oversized primary suite beckons with its own private balcony offering Pikes Peaks views. The primary bath includes both separate vanities and separate walk-in closets. Downstairs, the family room features new carpeting and a gas fireplace with custom stonework surround. This level includes three bedrooms, an office space, and a full bath. The laundry room features a utility sink and access to the garage with a 40 Amp Level 2 Electric Vehicle (EV) charger. Additional highlights include new central air-conditioning, furnace, whole-house steam humidifier, a new roof, and room for RV parking. With Palmer Park, Colorado Springs Country Club, and Patty Jewett Golf Course nearby, plus easy access to city amenities, this home offers the perfect blend of comfort and convenience.
Source: RECO #4269997
Source: RECO #4269997
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4269997
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