2829 Seabreeze Dr S, Gulfport, FL 33707
4 beds · 3 baths · 3,109 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Coastal Classic 4- bedroom 3-bathroom home located in the gated community of Pasadena Yacht and Country Club is a one-of-a-kind home. As you walk into this very bright and beautiful home you have lots of natural light open floor plan and beautiful aquarium that does convey. The grand great room with high ceilings, newer luxury vinyl flooring and a gas fireplace flows in the dining room and kitchen area, great for entertaining all your guests. The kitchen offers you all the amenities, including reverse water osmosis system, gas cook top, 2 ovens (one is convection), dual temperature wine cooler, gas dryer and of course the basic appliances. There are two bedrooms and two bathrooms on main level. One of the bedrooms has an ensuite bath which also has access to main level lanai. The master bedroom is accessible by a grand staircase that flows beautifully to the 2nd level. The primary bedroom is very spacious as is the primary bathroom. The primary bedroom also has a lanai that has a beautiful waterfront view. There is a 4th bedroom on this level that is now seller's office/den, with built in bookshelves and desk. All bedrooms have 9ft ceilings with plantation shutters. For the boaters there is a newer dock built in December of 2021 with water, electric and 13,000 lb lift. Saltwater pool has a new pool pump and plenty of room for a spa. The garage is a car collectors dream with room for 8 cars, depending on size. Balconies on front and back of home are oversized. Home is very efficient with R-38 Insulation,2 AC system, double pane windows with UV tinting. There is a chair lift from lower level to main floor for easy accessibility. Purchase this home and within 30 days of closing you will have the opportunity to skip the wait list at Pasadena Yacht and Country Club for both Social and Golf Memberships. Please contact the membership director, Sarah at PYCC for more information.
Source: STELLAR #TB8365121
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8365121
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.