2827 W Adventure Dr, Anthem, AZ 85086
5 beds · 4 baths · 3,834 sqft
Home, sweet home! 3.25% Rate comes with current assumable loan for VA and non VA! Solar to convey and Seller's will pay off the balance at closing. Virtually no monthly electric bills.This amazing 5 bed, 4 bath residence in Anthem Parkside is looking for its new owners! A stunning facade w/stone accents, 3 garage spaces, a manicured landscape, and a welcoming front porch are just the beginning. Discover a spacious dining & living area w/soaring ceilings, perfect for entertaining. Elegant flooring, dazzling light fixtures, and custom palette throughout! Continue into the sizeable family room, boasting an impressive stone fireplace to keep you warm and cozy. The fabulous kitchen is equipped w/upgraded cabinetry, quartz counters, subway tile backsplash, a pantry, and stainless steel appliances. Home is equipped with whole home water filtration, RO and water softener. Double doors open up to the grand primary suite, showcasing outdoor access, a walk-in closet, and a lavish ensuite w/dual sinks. Upstairs you'll find a cozy loft plus a large bonus room w/balcony access and soft carpet, ideal for an entertainment center! Lastly, the wonderful backyard includes a covered patio, view fence, extended paver seating area, a fire pit, built-in BBQ, putting green, a refreshing pool, and the most beautiful views that are even better in person! New roof above great room / kitchen. Hop on I-17 to head up north for wine tasting or camping in Sedona, Prescott, or any of the northern Arizona vacation getaways. Lake Pleasant is 19 miles, within approx. 30 minutes for a relaxing day on the water. Anthem is a family centric community with sports courts, catch and release fishing, community train, huge water park, gyms, coffee shops, restaurants, libraries, grocery stores, hiking, biking, walking, dog park, and tons more.The home of your dreams is here, act now before it's gone!
Source: ARMLS #6775806
Source: ARMLS #6775806
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6775806
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.