2820 Shady Valley Dr NE, Atlanta, GA 30324
5 beds · 7 baths · 5,000 sqft
Just minutes from coveted Buckhead, an immaculately constructed 5bd, 7 bth manor filled with designer details beckons you! A tasteful blend of farmhouse and modern, this home truly embodies the class and charm of urban Atlanta living. Essentially a new custom home built by award-winning builder Six Points Homes with an assumable loan with an astonishingly low 2.39% mortgage! Zoned within the prestigious Sarah Smith Elementary, Willis A. Sutton Middle, and North Atlanta High School districts. Upon entering the home, you're greeted by a spacious open floor plan, highlighted by soaring ceilings. Hosting enthusiasts will love the intentionality behind the layout, making it easy to glide from room to room while enjoying company. Elegant accent walls, beautiful hardwoods and a spectacular wet bar make up the dining room. A large family room features a bioethanol eco-friendly wrap-around fireplace and floating walnut shelves flowing out through 12 ft collapsable sliding doors to a large covered patio with wood ceilings, an outdoor kitchen, outdoor television, and a 96 in ceiling fan. Indulge in Al Fresco dining surrounded by privacy and a lush backyard. You'll fall in love with the outdoor kitchen. As you step back into the home, delight in a masterfully designed kitchen featuring waterfall counters, quartz, Wi-Fi-enabled Thermador appliances, an additional prep sink, two dishwashers, a large island, and exceptional finishes. Discover new culinary creations and host friends and family with ease. A bright sunroom can be found adjacent to the kitchen and is the perfect place to curl up with a book or cup of coffee. A large mudroom, wine rack, and custom closet space can also be found on the main floor. Retreat upstairs into an oversized owner's suite featuring a dry bar and custom shelving. Your ensuite bath is sure to be the envy of all. The large walk-in shower showcases striking tile work. Soak your worries away in the soaking tub and be captivated by floating wood vanities. You'll never run out of space in the custom closet, boasting its own island and plenty of shelves. The secondary bedrooms are all just as spacious and thoughtfully designed as the owner's suite, all featuring their own ensuite. The third floor opens to a beautiful space with a vaulted ceiling covered in pine wood, a one-half bathroom with shiplap walls, and a large wet bar. This level would serve as a perfect gym, bourbon room, or theater room. The yard has been professionally landscaped with zoysia grass, 11 tons of slate rocks, dozens of low-maintenance plants and trees, and is a pool-ready lot! Managing the large land is simple with the built-in smart irrigation system. The fenced backyard shows off a basketball goal and lovely landscaping. Located just minutes from Buckhead, local parks, and world-class dining, not to mention convenient access to all Downtown Atlanta has to offer! Enjoy easy access to GA 400 and I-85. Don't delay, book your showing today and enjoy a glamorous life in Atlanta!
Source: FMLS #7400776
Source: FMLS #7400776
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7400776
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.