2815 Cordoba Ranch Blvd, Lutz, FL 33559
6 beds · 5 baths · 5,629 sqft sqft
*NOT IN A FLOOD OR EVACUATION ZONE. 40FT ABOVE SEA LEVEL!!! NO FLOODING OR DAMAGE FROM HURRICANES, STORM SHUTTERS INCLUDED!!! MOTIVATED SELLERS!!!!! The MOST desired floor plan in the Tampa area is now available! Come check out this 2 year old Ventura Model by WCI homes located in Cordoba Ranch Estates. Sister neighborhoods with the Ventura Model includes Estancia Estates in Wesley Chapel and Tarramor located in Odessa. The Ventura features 5629 SqFt on over a half acre lot. Perfect size to design your dream backyard! Massive rear patio with outdoor kitchen pre-plumbing. Inside you are greeted with soaring 20ft ceilings and grand staircase, formal living/dining room in entryway. Beautiful kitchen with Quartz counters, soft close drawers, extra large island/ farmhouse sink, built-in oven/ microwave, dry bar and walk-in pantry. This kitchen is a chef's dream with 3 OVENS! Family room and eat-in dining room right off kitchen with pocket doors leading out to patio. First floor also includes a half bath, laundry room with cabinets/sink. Pool bath w/shower and additional two bedrooms with walk-in closets. Second floor features Master Suite with French doors, dressing room including very large walk-in his and her closets. Trey ceilings and plenty of windows giving off natural light and view of rear conservation. Master also includes private entry to outdoor patio shared with bonus room over looking beautiful scenery. Luxury, spa-like En Suite in Master has extra large shower with two shower heads, standing soaker tub, Quartz counters, two linen closets and plenty of cabinet storage. Second floor also features updated vinyl plank flooring, a massive bonus room with private entry to outdoor patio, bedroom with walk-in closet and attached full bath. Another bedroom with walk-in closet and private entry to outdoor balcony. An additional bedroom and separate full bath with two sinks. Community features pool, dog park, playground, pavilions with grill, trails, Basketball and Tennis courts. Close to the interstate, Tampa Outlets, shopping, restaurants, Busch Gardens and Adventure Island. A short 30 min drive to Tampa International Airport. This home is perfect for a large family and entertaining! Come check out this stunning home before its gone!
Source: STELLAR #tb8304459
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8304459
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8304459
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.