2814 Dock Side Ct, Lawrenceville, GA 30045
4 beds · 3 baths · sqft
Finally, A Move in Ready Home With Fresh Paint & A Basement On A 1.89 Acre Cul-De-Sac Lot With A Fenced In Backyard, No Fees Or Regulations + An Extra Parking Pad. This 4 Bedroom, 2.5 Bathroom Home Features A Full Unfinished Basement Already Stubbed For A Bathroom, Hardwood Floors, Custom Upgraded Light Fixtures + Granite Countertops Throughout, An Eat-In Kitchen With Tile Floors & Granite Breakfast Bar, 2 Oversized Decks, An Extra Parking Pad, 2-Car Automatic Garage, & NO HOA! As You Walk Up You’ll Immediately Notice The Recently Upgraded Oversized Front Porch. The Main Level Featuring Gleaming Hardwood & Tile Floors Leads You Into The Gourmet Kitchen, Open To The Fire Side Family Room, Large Formal Dining & Living Room- With Access To The Oversized Back Deck Over Looking The Spacious Fully Fenced Yard Making This Home Perfect For Entertaining! The Upstairs, Features The Oversized Primary Suite With Tray Ceilings, Walk In Closet, Double Vanity, Soaking Tub & Separate Frameless Shower + 3 Additional Bedrooms Including An Oversized Bedroom With Cathedral Ceilings And A Full Bathroom With Hall Access. An Unfinished Basement Already Stubbed For A Bathroom Means A Clean Slate To Design The Terrace Level Of Your Dreams! The Double Door Separate Entrance Out To The Privately Fenced Yard Could Be Potential Rental Income. Located Close To Schools, Shopping, Food, Golf, & Downtown Lawrenceville & Loganville Events!
Source: FMLS #7491195
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7491195
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7491195
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.