2813 PINE CLUB DR, Plant City, FL 33566
Welcome HOME! Just Listed ! UPDATED Walden Lake POOL Home in FABULOUS CONDITION that looks like its straight from HGTV! Welcome home to a beautiful and cozy home that has it all & begins with a double door entry with geometric tile flooring to find a welcoming living space with tall ceilings and lots of natural light. You will also find a full size dining room area with updated lighting that has a view of the pool & covered patio in one direction, large front window, pallet wall accent and then the updated kitchen and 2nd living space with fireplace on the other side. The kitchen is the center of the home and has been updated with newer cabinets, granite counters, newer stainless appliances with a pass thru window to the outdoor patio counter that is perfect when entertaining guests. The master bedroom is large with space on all sides of the current king size bed, has TWO WALK IN CLOSETS and enters to the master suite with garden soaking tub, step in shower and double sinks with granite counters! The expansive pool patio area was also updated in 2016 for a new concrete pool pebble tech resurface & repainted pool deck in 2024. Highlighting upgrades in the home you will love to know the home has been well loved with a 2016 roof replacement, 2019 Both AC replacements, new kitchen 2019, 50 Gallon Water Heater in 2020. Other fun facts about the home...There are 3 ovens to make Thanksgiving size dinners a breeze, the triple sliders disappear behind the wall to make the entertaining space huge and open, lighting throughout the home has been updated including all outlets, the surround sound is all integrated to jam out in the house, and the home has all type of fruit trees including bananas, lime, lemon grapefruit and fig trees. In addition, the home has the best schools associated in the area and is located in a gated community all minutes from everything in the middle of town. There is NO CDD in Walden lake and a low HOA with amenities like playgrounds, fishing lakes with docks & boat ramps, sports fields, dog park and miles of walking trails. Call for your personal tour today before this home is on the SOLD LIST.
You may be able to put down less than the total down payment amount of $213,919 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8300047