2812 JEBIDIAH CT, Saint Cloud, FL 34772
Welcome to your dream 3 bedroom, 2 bathroom home in the highly sought-after Canoe Creek Lakes neighborhood. This gorgeous property offers a perfect blend of style, comfort, and convenience, with a host of recent upgrades that make it a true MUST-SEE! As you step inside, you'll immediately notice the beautiful laminate wood floors that grace the main living areas, adding warmth and elegance to the space. The kitchen and bathrooms feature durable tile flooring, making these high-traffic areas easy to maintain. The open layout provides a seamless flow from room to room, making it perfect for both everyday living and entertaining. Inside, you'll find a formal dining room and an expansive living area, both of which are bathed in natural light thanks to the big windows that showcase picturesque views of your backyard. The living room also features a cozy fireplace where you can gather during the holidays. The kitchen is a chef’s delight with wooden cabinetry, newer stainless steel appliances(microwave and refrigerator 2024), plenty of counter space for preparing meals, and a large breakfast bar where you can drink your morning coffee and catch up with the family. This home also boasts a convenient, indoor laundry room, making household chores a breeze! The primary suite is a true retreat, featuring vaulted ceilings, a generous walk-in closet and an en-suite bathroom where you can unwind in the garden tub or the spacious walk-in, glass-enclosed, shower. Ceiling fans are installed throughout the home, ensuring comfort year-round. The thoughtful additions of window treatments and closet pantry add to the home's functionality and appeal. Recent upgrades include bullnose finishing on the walls, a brand-new roof (2023), a new A/C system (2024), and fresh exterior paint (2023). These updates not only enhance the aesthetic appeal of the home but also provide peace of mind for the future homeowner to just move right in and enjoy! One of the standout features of this home is the extended covered lanai, where you can relax in the afternoons, enjoy the Florida sunshine, or host barbecues with friends and family. The backyard is fully fenced with a PVC fence, offering both privacy and security. The double-gated entry on both sides of the house provides easy access to any outdoor activities. Additionally, the backyard includes a small shed, perfect for storing lawn equipment and other outdoor essentials! Situated in a prime location with easy access to the Turnpike, this home offers the ideal balance of tranquility and accessibility. You’ll find yourself just minutes away from essential amenities like grocery stores, restaurants, and shopping centers. Plus, with St. Cloud’s proximity to major attractions such as Disney and Universal Studios, you’ll be perfectly positioned to enjoy all that Central Florida is renown for! Don't miss out on the opportunity to own a meticulously maintained and upgraded home, call today and schedule your private tour!
You may be able to put down less than the total down payment amount of $161,041 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6234509
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.