2811 Ferris Ct, Deltona, FL 32725
3 beds · 2 baths · 1,841 sqft
Nestled in the charming Deltona Woods/Arbor Ridge subdivision, This contemporary beauty is waiting to welcome its new owners. This 3-bedroom, 2-bathroom home, 1841 Sq Ft is a perfect blend of modern living and timeless comfort, offering a sanctuary for families seeking a peaceful retreat located on a quiet Cul-De-Sac and a oversized 104x149 lot. As you approach the property notice the freshly painted exterior, and lush greenery create a serene environment, while the large paver patio invites you to enjoy the Florida sunshine. Inside, the open/split floorplan seamlessly connects the family room, dining room, and living room, creating a perfect space for gatherings and entertaining with interior features to include plant shelving, volume ceilings and skylights to name a few. The heart of the home, the stunning kitchen boasts cherry cabinets, breakfast bar/nook, newer appliances and granite countertops, perfect for creating delicious meals on the gas range. The primary suite offers a garden tub for relaxation, while the additional bedrooms provide havens of comfort for restful nights. With a charming 144 sq ft Florida room under heat and air not included in the Sq footage, expansive backyard, and convenient location near I-4, shopping, and restaurants, this home offers a vibrant lifestyle filled with convenience and community. Don't miss the opportunity to make this contemporary gem your own and start creating cherished memories in this well kept property. Call today before this home says "Sold"
Source: STELLAR #v4939902
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4939902
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4939902
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.