2809 Lyndscape St, Orlando, FL 32833
5 beds · 3 baths · 2,869 sqft
Nestled in the beautiful gated community of Reserve at Wedgefield, this 5 Bed, 3 bath home has been meticulously maintained and recently renovated. Roof (2023) HVAC (2023) Gutters (2023) Repainted (2023) This home is filled with beautiful finishes and is the perfect opportunity to own a piece of one of Central Florida’s best kept secrets! The first living space is located on the left-hand side as you walk in through the front door and are welcomed with spacious and inviting high ceilings. The home has an open floor plan between the living, dining, and kitchen area. The recently renovated kitchen has plenty of cabinet space topped with beautiful Gray Quartz. The kitchen island is the perfect place to entertain and have everyday meals with its barstool space. The updated stainless steel appliance package completes this beautifully designed kitchen. Beyond the kitchen there is a walk-in pantry room and adjacent the first of three full bathrooms that serves the downstairs area. Next door to the bathroom and pantry there is a large laundry room with plenty of storage space conveniently located next to the two-car garage. The dining room space is set off to the side of the living room and is the second space you see when you walk into the home creating a spacious feel while looking over both the front and side of the home. As you walk through the first floor and on towards the back you are greeted with a covered lanai. The meticulously maintained landscaping spreads across .18 acres with a fully privatized white fence making this backyard feel like your own private oasis. Back inside and upstairs, are the 4 guest bedrooms and primary suite. The primary bedroom is privately located to the right of the second floor overlooking the front side of the home. The en-suite has a large one sink vanity with the option for two and a walk-in shower located next to the soaking tub. On the right side of the primary bedroom, you have a large walk-in closet with ample space. Towards the back of the home on the second floor, there are 4 generously sized guest bedrooms with a 3rd full bathroom next door. All three bedrooms have nice size closets and overlook the back corner of the property. The home is walking distance from the beautiful community pool and children’s park complete with a playground and plenty of green space. Golf enthusiast can take a quick drive and enjoy the championship 18-hole gulf course and dine at the newly renovated Wedgefield Country Club restaurant and bar. Wedgefield offers a variety of top-rated schools making it an attractive destination for families to settle and plan. Bikers, runners, and nature lovers can enjoy the beautiful Hal Scott Preserve filled with nature trails, horse-riding trails, fishing lakes, and camping opportunities. In addition, Wedgefield’s central location allows you to enjoy several of Orlando’s hot spots such as Theme Parks and the Space Coast/ beaches just 33 miles away. Seize the opportunity to join this vibrant community and be a part of the promising future Wedgefield has to offer! Schedule your private tour today and make the beautiful home yours!
Source: STELLAR #o6223263
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6223263
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6223263