2808 Touraine Ave, Orlando, FL 32812
4 beds · 3 baths · 1,768 sqft
This beautifully maintained 4-bedroom, 3-bathroom home offers the perfect blend of comfort, style, and outdoor living, with a total of 2,050 sq. ft., including 1,768 sq. ft. of inviting living space. From the moment you step inside, you'll be welcomed by an open, airy layout with sleek ceramic tile flooring throughout, creating a seamless flow that makes every room feel bright and spacious. The private owner’s suite offers a serene retreat with its own bath, while the additional bedrooms provide flexibility for family, guests, or even a home office. Outside, the fully fenced backyard is an entertainer’s dream! Whether you're grilling in the outdoor kitchen, hosting friends, or simply unwinding while taking in the tranquil pond views, this space is designed for relaxation and enjoyment. Practical updates, including a well-maintained roof (2018) and A/C system (2016), provide peace of mind, while thoughtful features like a 2-car carport with extra storage, central A/C and heating, sliding doors, and sidewalks add to the home's convenience and charm. Best of all, with no HOA, you have the freedom to truly make this home your own. Tucked away in a prime location off Conway Rd & Michigan, this move-in-ready gem offers the perfect mix of privacy and accessibility. Don’t miss out on this rare opportunity—schedule your showing today and experience the beauty and charm of this incredible home for yourself.
Source: STELLAR #O6276340
Financials
Source: STELLAR #O6276340
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.