2806 Pine Club Dr, Plant City, FL 33566
4 beds · 3 baths · 3,046 sqft
Welcome Home!! This executive pool home in the exclusive Walden Lake Community is exactly what you have been looking for, it has a ONE YEAR OLD ROOF the AC is also newer and it has a NEW SALT WATER POOL PUMP!! Pulling up to the home you will notice the huge lot and the beautiful paver driveway leading past your huge three car garage. Grand double doors lead you inside into your open floor plan with both formal living and dining rooms. The home features expansive high ceilings and an overlarge kitchen with granite countertops, wood cabinets and stainless steel appliances, perfect for entertaining all of your guests. The kitchen overlooks the living room and your beautiful wood burning fire place. Just off of the kitchen is an amazing 320 square foot BONUS ROOM that would be perfect as an office. The other 3 guest rooms are overlarge, all feature walk in closets and there are two bathrooms located on their side of this split plan home. The master bedroom is an absolute retreat that opens to the patio and features a fully remodeled bathroom with a free standing tub, a massive walk in closet and double sinks. The home also features high ceilings and hideaway sliding glass doors that lead you into your own private oasis, a screened in lanai with outdoor kitchen area and an immaculate pool/spa combo! Walden Lake is an exclusive Community in Plant City, it is quaint, charming and features walking trails, fishing areas, a dog park, soccer fields and a park. All located close to the interstate, James L. Redman Parkway, shopping and dining! Schedule your showing today to see this gem before it's gone!
Source: STELLAR #l4947448
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4947448
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4947448
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.