28027 Amalfi, San Antonio, TX 78260
4 beds · 3 baths · 2,947 sqft sqft
Discover your ideal home in San Antonio with this stunning one-story residence, designed to offer both comfort and luxury. Boasting 4 spacious bedrooms and 3 full bathrooms, this home provides ample space for everyone. Situated on a tranquil cul-de-sac lot, the property backs up to a picturesque greenbelt, offering a serene and private setting that is hard to find. The heart of the home is the expansive outdoor lounge area, perfect for entertaining or simply relaxing in your own private oasis. The 16x28 in-ground pool invites you to take a refreshing dip on hot Texas days, while the 10x10 covered pavilion provides a shaded retreat for outdoor dining or lounging. Whether you're hosting a summer barbecue or enjoying a quiet evening under the stars, this outdoor space is sure to impress. Inside, the beautifully appointed kitchen is a chef's delight, featuring modern appliances, ample counter space, and stylish cabinetry. It's the perfect place to prepare gourmet meals or casual dinners. The open floor plan ensures that the kitchen flows seamlessly into the living area, making it easy to entertain and stay connected with guests. The large backyard offers plenty of room for entertainment, pets to roam, or for you to create your own garden sanctuary. It's a versatile space that can adapt to your lifestyle and needs. This home is ready for you to move in and start creating lasting memories. Every detail has been carefully considered to provide a comfortable and elegant living experience. Don't miss out on the opportunity to own this exceptional property in a sought-after San Antonio neighborhood. Schedule a viewing today and see for yourself all that this home has to offer!
Source: SABOR #1795102
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1795102
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1795102
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.