2802 NW 41st Ave, Cape Coral, FL 33993
4 beds · 2 baths · sqft
PRICE IMPROVEMENT!!! Experience Florida living in this pristine, 2019 Christopher Alan Home, 'St. Augustine' model. This single-family home, covering an impressive 1,830 square feet, features four bedrooms and two full bathrooms, meticulously designed to enhance everyday living. The primary suite is a retreat within the home, boasting an oversized walk-in closet for exceptional storage solutions. The well-appointed kitchen is outfitted with polished granite countertops, stainless steel appliances, and a functional pantry. The adjacent laundry room enhances utility with additional storage space. The interior's airy ambiance is accentuated by vaulted ceilings and abundant natural light, streaming through impact-resistant windows, which create an open and welcoming environment. Embrace the stunning Florida landscape with the home's strategic orientation. Start your day with serene sunrises from the comfort of your screened and tiled front porch and unwind in the evenings with dramatic sunsets from the western-exposed pool area. Your private backyard oasis is perfected with an oversized 16x35 heated, saltwater pool and an inviting above-ground jacuzzi hot tub, setting the scene for memorable relaxation and vibrant social gatherings. This home offers a seamless blend of indoor and outdoor living, ensuring that every moment at home is nothing short of spectacular. Additional features include a two-car garage with an epoxy floor, a whole-house reverse osmosis system, and a concrete walkway, enhancing both the utility and curb appeal of the property. Situated across the street from gulf-access waterfront homes and surrounded by many new construction homes, this property sits in a rapidly developing and highly desirable neighborhood, promising a blend of tranquility and community engagement. Experience a luxurious lifestyle with practical elegance at 2802 NW 41st Street, where every detail is crafted for supreme comfort and style.
Source: FORTMYERS #224034582
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224034582
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224034582
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.