2801 Blazer Ct, Silver Spring, MD 20906
5 beds · 3 baths · 2,318 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully maintained 5-bedroom, 3-bath Cape Cod-style home—a true gem that blends comfort, space, and unbeatable convenience. Nestled on a generous corner lot in a prime location, this home features a desirable layout with a main-level primary suite, offering two bedrooms and two full baths on the entry floor. Step inside to a warm and inviting foyer that opens into a spacious living room with a cozy wood-burning fireplace—perfect for relaxing evenings or entertaining guests. The main level continues with a formal dining room and a large kitchen that opens to a versatile family room or eat-in area. Enjoy stainless steel appliances, ample counter space, and a layout designed for both daily living and entertaining. Step outside to your private backyard retreat—complete with a fully fenced rear yard, covered patio, freshly landscaped grounds, a charming front porch, and a recently sealed driveway that enhances curb appeal. Upstairs, you'll find three generously sized bedrooms and a third full bath, providing plenty of space for family and guests. The attic, easily accessible via the eaves, offers excellent storage options. Additional highlights include a spacious two-car garage with room for a workshop or extra storage, a large driveway with abundant off-street parking, and a convenient mudroom with main-level laundry just off the garage. Recent updates include: Chimney (2017 – flue, cap, and pointing), Hot Water Heater (2024), Electrical Panel Heavy-Up (April 2025), Driveway sealed (2025). Located in the highly sought-after Strathmore at Bel Pre community, residents enjoy an array of amenities: a sparkling community pool, tennis and pickleball courts, movie nights, concerts under the pavilion, yard sales, and more! Commuters will love the proximity to Glenmont Metro Station—just 3 miles away—with easy access to Metro Bus, Ride-On, and the ICC/MD-200. You're also just minutes from schools, fitness centers, golf courses, parks, shopping, and dining. Don’t miss this incredible opportunity to own a lovingly cared-for home offering peace, space, and an unbeatable location. Schedule your private tour today!
Source: BRIGHT #MDMC2171016
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDMC2171016
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.