2801 Amber Forest Trl, Belton, TX 76513
3 beds · 2 baths · sqft sqft
LOCATION, PRICE, STYLE - this home has it all! Featuring a wonderfully maintained 3-bedroom, 2 bathroom and 2 car garage home in one of the most desirable neighborhoods in Belton. Upon entering this home you are welcomed into a large living area with wood burning fireplace, formal and informal dining rooms and a nice sized kitchen, stainless appliance package with recent stove, granite counters, buffet bar, separate breakfast area, pantry, AND a formal dining area great for entertaining on weekends/holidays, and ample sized pantry. Master bedroom is large enough to accommodate sizeable furniture and a great master bath with garden tub, separate shower, double sinks, and walk in closet. Master bathroom also has an operational window for those great spring and fall days that allow you to bring the outdoor gentle breeze indoors. Split floorplan offers 2 sizeable secondary bedrooms with guest bath and a pocket door in the hallway for added privacy or noise reduction for sleeping babies or guests. All bedrooms also feature ceiling fans. Home features wood flooring and tile, NO carpet for easy maintenance. Bring the entertainment outdoors and there's plenty to offer! Wonderful, covered patio, large matures trees that afford you to entertain outdoors all season long. Wait.... there's more - this subdivision offers great amenities to their homeowners to include swimming pool and playground within walking distance. If you are an outdoor enthusiast, there's also a great walking trail that you can easily walk or ride your bike to and take in all the fun activities at Chisolm Trail Park. Did I mention the High School is just around the corner? We're not done yet......Easy car ride to BELTON LAKE (within minutes) with several boat docks, swimming. picnic and camping. Just over the dam, there's an additional nature trail for hiking enthusiasts - Miller Springs with ample parking. Come see all this home has to offer, you will be glad you stopped by!
Source: CENTRALTEXAS #554670
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #554670
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #554670
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