2800 Woodworth Pl, Hazel Crest, IL 60429
3 beds · 2 baths · 1,680 sqft sqft
Beautiful tri-level completely rehabbed in 2016 and includes so many splendid finishes! 3 bedrooms, 2 full baths, office , (possible 4th bedroom), living room, kitchen, family/rec room and laundry room. Privacy fenced yard with paver patio. Living room & Dining Room showcases cherry bamboo hardwood floors and wainscoting, Gorgeous kitchen includes open island, ceramic flooring, abundance of cherry cabinets, subway tile backsplash, SS appliances, granite counters and pantry closet. Staircase to 2nd level continues with cherry bamboo flooring through hallway, linen closet, full bath with ceramic tile, ceramic surround whirlpool tub/shower and classy sink vanity. Nicely sized master bedroom with large walk-in closet and 2 additional bedrooms. Lower level has spacious family/rec room, office, laundry room w/sink and 2nd full bath with elegant ceramic surround shower and lovely sink vanity. Entire lower level with ceramic flooring. Roof 2016, Newly built 2.5 Garage in 2016, Furnace 2013, A/C 2021, Washer 2022, Dryer 2024, SS Appliances 2016, Windows 2016, Siding 2016, All interior rehab to include bathrooms 2016. Paver patio, walkways 2016, fence 2016. Property has pass all required village inspections. Home Warranty provided by the seller. Lower level is English basement, No sub-basement. Being sold 'as is'.
Source: MRED #12209924
Interest rate and monthly payment estimated based on public records.
Source: MRED #12209924
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #12209924
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.