2800 Cain Dr, Anna, TX 75409
3 beds · 2 baths · sqft
Discover this East facing, nearly brand-new 3-bedroom, 2-bath gem in Anna. Built in January 2023, this home offers all the upgrades of a new build without the hassle of waiting! From the moment you step inside, you’ll be greeted by an inviting, bright, and airy space complemented by latest color palette with warm, natural light that makes it feel like home. The chef’s kitchen is a true centerpiece, equipped with a sleek gas grill, generous cabinetry, and ample counter space, perfect for preparing your favorite meals. Flowing seamlessly into the open concept living area, you’ll find a stunning gas fireplace, ideal for cozy evenings or hosting guests in style. The spacious master suite is a retreat of its own, featuring a spa-inspired walk-in shower, a luxurious garden tub, and a large walk-in closet. High-end finishes, including quartz countertops, luxury vinyl plank flooring, and window blinds, add a polished, modern touch throughout the home. Outdoor living shines with an oversized backyard, perfect for hosting gatherings, grilling, or relaxing on the covered patio. Located in the desirable Anna Crossing community, enjoy access to fabulous amenities, including a pool, picnic & playground, and scenic jogging trails. This location offers the perfect blend of a tranquil neighborhood feel with convenient access to everything you need. BONUS: The refrigerator is negotiable with the right offer, adding even more value to this incredible home. Home has 10-yr HVAC warranty. This home won’t last long! Seller is MOTIVATED for a fast sale! Measurements are believed to be correct, buyer and buyers agent to verify.
Source: NTREIS #20787270
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20787270
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20787270
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.