280 Miller St NE, Ludowici, GA 31316
4 beds · 3 baths · 2,909 sqft sqft
Welcome to a residence where comfort, luxury, and entertainment come together in perfect harmony. Nestled in the center of the cul-de-sac, this exceptional four bedroom, three full bathroom home, spanning over 2900 square feet, is designed to meet all your lifestyle needs and more. Highlights of this remarkable home include a spacious bonus room where you can elevate your leisure time! It is perfect for family gatherings, game nights, and social events. Its ample space ensures there's room for everyone to join in the fun. Enjoy cinematic experiences like never before in the expansive media room. Equipped for optimal viewing and comfort, it's an ideal setting for movie marathons, sports events, and entertainment nights with loved ones. The heart of the home features a seamless flow between the gourmet kitchen, dining area, and living spaces. Ideal for both everyday living and entertaining, this layout enhances the home's spacious feel. Four beautifully appointed bedrooms provide restful retreats, while the three full bathrooms ensure convenience and privacy for all. The master suite, in particular, offers a serene escape with its generous size and luxurious finishes. Step outside into a backyard that's ready for any occasion. Whether you're hosting summer barbecues, enjoying quiet evenings under the stars, or creating your own outdoor paradise, this space caters to all your hosting desires. The home has an irrigation system to keep your lawn a gorgeous green, and brand new HVAC system that is less than a year old! Located in the friendly and tranquil neighborhood, Crawford Creek, 280 Miller St NE is not just a home-it's a lifestyle. Experience the perfect blend of luxury, functionality, and entertainment. The home is close to Fort Stewart, and a short drive to Pooler and Savannah, where you can enjoy tons of family entertainment! Don't miss this opportunity to make this dream home yours. Schedule your tour today and discover the unparalleled beauty and charm of 280 Miller St NE! *Any dimensions are estimates. Buyers and agents, please verify.
Source: GAMLS #10358291
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10358291
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10358291
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.