2796 White Oak Ln, Decatur, GA 30032
4 beds · 3 baths · 0 sqft sqft
Discover your ideal home in this beautiful 4-bedroom, 3-story townhome, tucked away in a private, gated community. Located just 2 miles from East Lake Golf Club, 3 miles from Downtown Decatur, a 12-minute drive to DeKalb Farmers Market, and less than 20 minutes from Downtown Atlanta, 2796 White Oak offers an unbeatable location with easy access to numerous dining and entertainment options. This home features an open-concept layout that perfectly marries modern style and comfort. The master bathroom serves as a private retreat with its fully tiled shower and floors, separate tub and shower, and dual marble vanities, creating a spa-like atmosphere. The finished terrace level provides a versatile space, perfect for a guest suite, home office, or entertainment room, complete with a full bath and walk-in closet. Hardwood floors greet you at the entrance, leading into the carpeted bedroom/den area, adding a touch of sophistication. The gourmet kitchen, boasting granite countertops and stainless steel appliances, is designed for both cooking and entertaining, enhanced by sleek, modern blinds on all operable windows. The second floor stands out with its expansive open layout, unique within the community. The home also includes a spacious 2-car garage with remote access and additional storage space, ensuring convenience for all your parking and storage needs. Every aspect of this townhome has been thoughtfully designed to provide a luxurious and comfortable living experience. DonCOt miss the chance to own this remarkable Decatur townhome, where style, comfort, and convenience converge in a highly desirable location. This property is also investor-friendly, with no rental cap.
Source: FMLS #10312785
Source: FMLS #10312785
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10312785