27956 Brightside Cv, Menifee, CA 92585
4 beds · 3 baths · 2,535 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning 4-bedroom, 3-bathroom Pool home, located in the highly sought-after, family friendly Heritage Lakes Community. This smart home offers a luxurious lifestyle with the perfect blend of modern design and top-tier upgrades throughout. The home's layout is ideal for both family living and entertaining. The downstairs has tile flooring throughout and upgraded baseboards. The open concept kitchen is a chef's dream, featuring granite countertops, upgraded tile backsplash, stainless steel appliances and a water filtration system that ensures fresh, clean water. Downstairs also offers a bedroom, a full bathroom and a bonus room adds flexibility, perfect for a hobby space or indoor gym. Upstairs you'll find luxury vinyl flooring throughout, three spacious bedrooms along with a versatile loft that can serve as an office, playroom, or lounge space. The main suite is a true retreat, complete with a newly, upgraded king shower that includes three shower heads for the ultimate spa experience. All bathrooms are equipped with Bluetooth-enabled speakers, adding a modern touch to your daily routine. This home is equipped with smart home features, including a keyless entry and a 3-car tandem smart garage, ideal for car enthusiasts or extra storage. Enjoy the benefits of energy efficiency with paid-off solar panels, a whole-house water softener, LED lighting, and a pre-wired surround system both inside and out. The house is also equipped with a 50amp outlet and outdoor BBQ receptacle electric outlets. The outdoor space is designed for ultimate relaxation and entertainment. The backyard features a pristine heated pool and hot tub built in 2023, with multi changing lights and a fully equipped outdoor kitchen with a bar, BBQ grill, fridge and water system-perfect for hosting gatherings. This community offers an incredible array of amenities designed for active living and outdoor enjoyment. Residents can take advantage of not one but two sparkling community pools. This community boasts of walking trails, multiple parks, including a water/splash park which is a fantastic spot for kids to cool off and have fun. There's also a sports park with several soccer fields, tennis courts and fitness equipment. Fishing enthusiasts will appreciate the fishing lake, while paddle boats provide a leisurely way to enjoy the serene surroundings. With all of these stunning features, including schools and shopping nearby, this is the perfect place to live and grow. Hurry over!!
Source: CRMLS #SW25067598
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SW25067598
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.