279 S Woods Ct, Jasper, GA 30143
5 beds · 4 baths · 3,113 sqft
Get a free consultation call with an expert in the mortgage assumption process.
NO HOA - Exquisitely Remodeled Home in Jasper. Close to Ball Ground and Canton. Featuring Five Bedrooms and Three Full Baths, Family Room, Formal Dining Room and Large Kitchen with Large Eat In Island. Finished Daylight Basement has a one bedroom and one bath, with a kitchenette. On property an "Additional Cottage" with sleeping for six, bathroom and kitchenette. This property is perfect for a Large Family. If you like hosting AirBNB or just having guests. This property sits on 1.65 Acre, Lot is Flat and has beautiful wooded areas in the back of the parcel, or relax on the Front Porch. Enjoy Hosting from the Rear SunRoom, or Grill from the Covered bottom Deck. Property has been professionally Landscaped and earns the scenic enjoyment of its owner and or Guests...The home has a Two Car Garage with plenty of Storage area plus ample parking space for guests on the Concrete Slab...The property is fenced at both the front and back of the property...There is a propane tank that is buried underground to maintain the aesthetics of this beautiful home. Attention to detail everywhere...Come and Preview your next Oasis Home !!! A must see.
Source: GAMLS #10503748
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10503748
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.