279 Bella Vista Trl, Jasper, GA 30143
5 beds · 4 baths · 3,598 sqft sqft
Welcome home to your beautiful mountain getaway in the sought-after community of Bent Tree in Jasper, GA! This charming home offers a spacious interior with tons of natural light, and has been newly remodeled throughout. With 5 bedrooms and 3.5 baths, spanning 3598 sq. ft. you will not run out of space! The main floor boasts of the master bedroom and bath, along with an over-sized family room, fireplace, kitchen, dining area, walk-in laundry room, and a sunroom that leads out to the back deck that overlooks the private, fenced in back yard. Upstairs you will find 2 nice sized bedrooms and a full bath, along with storage areas. The fully functional terrace level can be accessed from inside or outside the home, and includes 2 large bedrooms and 1.5 baths, along with a kitchen, living room, and wood burning fireplace. This makes for a perfect in-law suite, teenage hangout, guest quarters, or rental income. An abundance of additional storage area is also provided in this space. A propane back up generator powers the whole home in winter & part of the home in the summer. Enjoy the peace and tranquility of this .46 acre lot as you watch the deer play from the front porch. Conveniently located minutes to the main gate, swimming pool, Lake Tamarack, the 19th Hole Restaurant. Bent Tree encompasses 3500 acres and features 24/7 security, a 110-Acre private, stocked lake perfect for fishing and kayaking, an 18-Hole Joe Lee designed golf course, five tennis courts (two inside for year round play), a pickle ball court, two pools, a beach area, hiking trails, water falls, its own fire department and water system, a dog park, bocce ball court, basketball court, horseshoe court, playground, boat storage, boat launch area, clubhouse, restaurant, waterfalls and hiking trails. Bent Tree is also one of the only equestrian neighborhoods in North Georgia complete with stables, pastures, and riding rings. Don't miss out on all this home and mountain community has to offer!
Source: FMLS #7474961
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7474961
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7474961
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.