27886 E 8th Pl, Aurora, CO 80018
3 beds · 2 baths · 1,789 sqft sqft
*MODEL HOME FOR SALE! Save $1000/Month by assuming the Sellers Fixed Interest Rate, ask Listing Agent how!! Introducing an extraordinary Crestone Ranch-Style Model Home—where luxury meets modern convenience! The seller's loss is truly your gain, as this home is loaded with premium builder upgrades and an additional $95K in after-market improvements since 2021. Every detail has been thoughtfully enhanced, from the brand-new Trex deck and professional landscaping with turf to motorized window coverings, custom garage storage closets, a polyurea-coated garage floor, eco-friendly solar panels, and a beautifully enclosed sunroom. Step inside to be captivated by the modern farmhouse design, boasting an elegant, open floor plan. The extended vinyl flooring seamlessly connects each room, while plush upgraded carpet in the bedrooms and luxury tile in the bathrooms add comfort and style. The heart of the home is the chef’s kitchen, featuring granite countertops, silk white cabinetry, a spacious island, and top-of-the-line stainless steel appliances, including a gas stove—ideal for the culinary enthusiast. The home also includes a large study, which can easily be transformed into a third bedroom, home office, formal dining room, or extra living space—offering flexibility to meet your needs. The sunroom, a recent addition, bathes the home in natural light and extends your living space with oversized 12' x 8' double sliding doors that open to an enclosed patio—perfect for entertaining or enjoying peaceful moments in the serene backyard oasis. The meticulously landscaped front and backyard create a picturesque setting for outdoor enjoyment, while the 10-Year Structural Warranty (valid through 2029) offers peace of mind for years to come. This home is truly a stunning blend of modern luxury and thoughtful upgrades, ready to be enjoyed by its next lucky owner. Don’t miss out—schedule your private showing today!
Source: RECO #6679348
Interest rate and monthly payment estimated based on public records.
Source: RECO #6679348
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6679348
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