2777 Nature View Rd, Saint Cloud, FL 34771
2 beds · 3 baths · 2,289 sqft
Welcome to your next home in the stunning 55+ community of Sunbridge by Del Webb. This beautiful Prestige model has over $100,000 in builder upgrades and premiums which include a gourmet kitchen with double wall ovens, gas cooktop, all stainless steel appliances, cabinets with 42” uppers, pull out shelves & soft-closing doors, quarts counters and a large island that opens to the living area. Next to the living room, you will find the dining room, another upgrade to the home which has given it 180 square feet of additional living space. The master suite has double walk-in closets, en-suite bath with double sinks, ands a large walk-in shower with a built-in bench. The 2nd bedroom also has an en-suite bath and walk-in closet which makes it feel like a second master suite. This home has a flex room which has been converted to an office and features a large built-in desk with lots of cabinets and drawers for storage and wall shelves to display your precious mementos. Across from the office you will find a well-appointed guest bath and hallway that leads to the indoor laundry room. In the hallway you will find built-in cabinets and shelves for even more storage. The hall and office cabinets were custom made and are among the many owner-added upgrades you will find in the home. With almost 2300 square feet of living space, this stunning home sits on a premium lot that backs up to a pond and conservation area which you can see from the master bedroom window or enjoy from the screened porch. Outside of the home, you can enjoy an active lifestyle with the numerous amenities you will find at Sunbridge. The Hammock Club, the community’s 27,000 square-foot clubhouse, boasts of multiple pools including a resistance pool, lap pool and zero-entry pool, 7 pickleball courts, 2 tennis courts, modern gym, multiple function rooms for fitness classes and other activities, and the Sabal Tavern for dining and drinks. The community also has biking and hiking trails and year-round events allowing you to enjoy resort-style living. Don’t miss out on this opportunity to own this gorgeous and spacious home and start living the Florida lifestyle. Contact us to schedule your showing today!
Source: STELLAR #o6251615
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6251615
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6251615
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.