2773 Saddle Horn Pl, Snellville, GA 30039
5 beds · 3 baths · sqft
Welcome to your new home - a beautiful and spacious gem located in the highly-desired city of Snellville. This stunning home is fitted with fresh paint throughout, new light fixtures, and new carpet. Featuring 5 spacious bedrooms, 3 full baths, a separate dining room, an office or bonus room and a family room, this home offers an inviting layout perfect for both entertaining and everyday living. Step inside to discover gleaming hardwood flooring throughout the main level, leading to the family room that opens to a bright and airy kitchen with granite countertops and stainless-steel appliances. The stone encased wood-burning fire place brings warmth and charm as the focal point of the open-concept family room, creating the ideal space to gather with family and friends. For added convenience, a bedroom and full bathroom are located on the main level. Upstairs, the oversized primary suite is your personal retreat, boasting a separate sitting room, spa-like ensuite with a soaking tub, separate shower, and separate dual walk-in closets. Three additional bedrooms, all generously sized and featuring walk-in closets, provide comfort and flexibility for your family or guests. Outside, the fenced backyard offers a private oasis with a patio, perfect for summer barbecues or quiet mornings with coffee. Positioned just a house away from the cul-de-sac, within a highly sought-after neighborhood, and only minutes from top-rated schools, shopping, dining, and picturesque parks, this house is the perfect place to call home. Schedule your showing today for 2773 Saddle Horn Place and experience all that this incredible property has to offer!
Source: GAMLS #10426533
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10426533
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10426533