2770 VILLAGEVIEW LN, Castle Rock, CO 80104
Welcome to this stunning residence in the desirable Castle Rock, CO, where comfort meets style! As you enter, you’ll immediately notice the 9’ ceilings and 8’ doorways elegant and wide entry way with laminate wood flooring throughout the entire home. The main level features a spacious home office with frosted glass and wood doors ideal for remote work or study, as you enter the living area to discover a thoughtfully designed layout that seamlessly blends modern amenities with charm. The spacious living areas are perfect for both everyday living and hosting guests. The kitchen is a chef's dream, boasting high-end stainless-steel appliances, a large island perfect for casual dining with room for four barstools and plenty of counter space, elegant cabinetry and large pantry. complete with a gas fireplace. The luxurious primary suite is a serene retreat with a large ceiling fan, a luxurious en-suite bathroom with dual sinks and a spa-like shower and very generous walk-in closet. The additional two bedrooms are very appealing as they are separate from the Primary suite. Imagine enjoying sunny days and starry nights on the low-maintenance artificial grass, perfect for lounging and play in your backyard. The grill station is ready for your culinary adventures, while the pergola with a fire pit invites you to unwind and create lasting memories. Mature trees add a touch of nature and privacy to this outdoor haven. This 3-bed/3-bath home that spans an impressive 2,421 square feet main level living and 2421 square feet of unfinished basement to make your own with rough in plumbing already in place, offering ample space for relaxation and entertainment. Situated on an 8,625-square-foot corner lot, this home offers the perfect balance of indoor and outdoor living. One Year Home Warranty Included with purchase. All appliances, included Refrigerator, Gas Oven (220V behind Oven as well), Washer, Dryer). Don’t miss the opportunity to make 2770 Villageview Lane your new address.
You may be able to put down less than the total down payment amount of $118,801 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6613253
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