27663 N 130th Ave, Peoria, AZ 85383
2 beds · 2 baths · 1,361 sqft sqft
Welcome to TRILOGY AT VISTANCIA. This beautiful 55+ community is surrounded by stunning desert views and is complete with three feature club experiences including the KIVA CLUB, TRILOGY GOLF CLUB & MITA CLUB. **PRIME PROPERTY LOCATION!** This charming 2 bedroom, 2 bathroom property is a THREE MINUTE drive to Trilogy Golf Club, Kiva Club and V's Tap Room and is absolutely TURN KEY! Complete with an OPEN CONCEPT kitchen including a GAS RANGE, GRANITE COUNTERTOPS & UPGRADED CABINETRY with display glass. This fantastic property boasts PLANTATION SHUTTERS throughout, spacious bedrooms, 2 car garage, PAVER driveway, LOW MAINTENANCE backyard with a GAS STUB ready for your future outdoor kitchen needs and an OVERSIZE pergola for additional shade. This property is IMMACULATE and the perfect place to call home. Only a 45 minute commute to SKY HARBOR AIRPORT, this property has easy access to freeways and local shopping and dining including ARROWHEAD MALL, P83 and the up and coming shopping and Dining district in Vistancia, 5 North. This 5 STAR RESORT LIFESTYLE will be an extension of your new home offering additional place for relaxation, fitness, dining, beauty, entertainment and so much more. Whether you are looking to spend your days GOLFING, relaxing at the SPA, playing TENNIS or PICKLE BALL or simply enjoying a meal with friends on the patio of V'S TAP ROOM, you will always feel right at home in this incredible property.
Source: ARMLS #6737960
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6737960
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6737960
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.