2765 Carter Farm Ct, Alexandria, VA 22306
3 beds · 4 baths · 2,178 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 2765 Carter Farm Court, where thoughtful updates and classic charm come together in a beautifully maintained townhome in Alexandria. With over 2,100 square feet across three fully finished levels, this home has the space, layout, and style to fit your life just right. This is one of the only townhome communities to feed into Stratford Landing Elementary School.<BR><BR>From the moment you step inside, you'll feel at home. The main level is open, bright, and inviting; sunlight pours across the hardwood floors, and the flow is perfect for both everyday living and easy entertaining. The kitchen is a standout with its white shaker cabinetry, granite countertops, stainless steel appliances, and designer tile backsplash. It’s not just pretty, it’s functional, too.<BR><BR>The dining and living areas are open and welcoming, perfect for everything from hosting friends to cozy nights in. Enjoy direct walk-out access to a private, fenced backyard. Grill on the deck, relax on the patio, or let the dog run free — this outdoor space is your little retreat. Open the gate to green space and views of Little Hunting Creek!<BR><BR>Upstairs, you’ll find a spacious primary suite with an updated en-suite bath and generous closet space. Two additional bedrooms and a full bath give you room to grow, work, or host with ease. Downstairs, the finished lower level offers serious flexibility with a large rec room, additional guest room/office/studio, laundry/storage, and full bath.<BR><BR>Fresh paint, updated bathrooms, two reserved parking spaces, and a location close to everything — shopping, dining, parks, and commuter routes — make this home the full package. 2765 Carter Farm Court is move-in ready and waiting for someone who wants comfort, convenience, and a little bit of charm in one place.<BR><BR>Come take a look, you’re going to love it here!
Source: BRIGHT #VAFX2230406
Source: BRIGHT #VAFX2230406
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.