2757 POINTED LEAF RD, Green Cove Springs, FL 32043
Welcome to your dream home in the heart of the serene Granary Park community, a perfect blend of modern elegance and comfortable living. This striking single-family residence, built just a year ago, boasts a stately appearance with its paver driveway and sits proudly on a generous corner lot. Upon arrival, the covered front porch sets a welcoming tone, leading you into a grand entryway complete with a seating area that invites you in. Step inside to discover a spacious open floor plan, bathed in natural light, with exquisite tile flooring that flows seamlessly throughout the main living areas. The heart of the home, a chef's delight kitchen, features gleaming stainless steel appliances and a sizable island, perfect for meal prep and casual dining. Quartz countertops and vanities add a touch of sophistication to the space, ensuring that this home doesn't just meet but exceeds your expectations. Retreat to the privacy of your large screened lanai, or step out into the huge backyard, which is fully fenced for your peace of mind. With four generously sized bedrooms and three well-appointed bathrooms, there's plenty of room for everyone to spread out and relax. Not to be outdone, the amenities in this community will make you feel like you're living in a resort, including a dog park, sparkling community pool, a clubhouse to host events, and a playground for the little ones. With a two-car garage and ample space, this is a residence that doesn't compromise on luxury or functionality. Come and experience the lifestyle you deserve, in a home that's ready to create lasting memories. Welcome to sophisticated living at its finest.
You may be able to put down less than the total down payment amount of $28,995 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2030593
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