27410 Clematis Fls, Boerne, TX 78015
4 beds · 3 baths · 2,284 sqft
Charming One-Story, cul-de-sac home in Boerne's Desirable Fallbrook Community Welcome to 27410 Clematis Falls, a beautifully maintained home that blends comfort, style, and convenience. Conveniently located with easy access to IH-10 and within the Boerne ISD, offering four spacious bedrooms and two-and-a-half bathrooms, this property is perfect for families or those seeking a serene retreat with ample living space. The home's thoughtful layout includes a bright and inviting open-concept living area, ideal for both daily living and entertaining. The kitchen, equipped with modern appliances and generous counter space, flows seamlessly into the dining area and family room, creating a warm and connected atmosphere. Meticulously cared for by the original owners. Step outside to discover the true gem of this property- a stunning, oversized and level backyard oasis. Beautifully landscaped and perfect for relaxation or gatherings, the outdoor space offers plenty of room to enjoy Texas' sunny days and cool evenings. Situated in the sought-after Boerne area, this home provides a wonderful balance of quiet suburban living with easy access to local amenities, top-rated schools, and nearby shopping and dining options. Don't miss the opportunity to make this move-in-ready property your new home. Schedule your showing today and experience the charm of 27410 Clematis Falls! Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Source: SABOR #1832023
Financials
Source: Public records
Source: SABOR #1832023
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.