2741 Pleasant Cypress Cir, Kissimmee, FL 34741
3 beds · 3 baths · 1,747 sqft sqft
LOCATION, LOCATION, LOCATION! Discover this stunning, move-in-ready townhome in the highly sought-after Cypress Ridge Community. Originally a model home, this property boasts premium upgrades like granite countertops, crown molding, iron stair balusters, and tile flooring on the main level, making it the perfect blend of style and comfort. Located in a gated community with unbeatable access to The Loop, Florida Mall, local hospitals, Disney Parks, Orlando International Airport, and major highways like Florida's Turnpike, I-4 Interstate, and the SR 417, this home offers both convenience and charm. You’re just steps away from the community pool and playground, making it ideal for families. The open-concept floorplan is designed for entertaining, allowing you to cook and stay connected with family and friends. The garage features a sleek and durable epoxy-coated floor, offering both functionality and a polished finish, while the fully fenced patio adds privacy for outdoor relaxation or entertaining. Cypress Ridge is a peaceful, well-maintained community where you can enjoy a low-maintenance lifestyle—thanks to an HOA that covers ground maintenance—and no CDD fees! This is a rare opportunity to live in a place where homes are selling fast due to high demand. Whether you're looking for a family home or a quiet retreat, this townhome is ready for you to move in and enjoy all that Central Florida has for you! Don’t miss your chance to own this exceptional property.
Source: STELLAR #s5113766
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5113766
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5113766