2740 Haynescrest Dr, Grayson, GA 30017
3 beds · 3 baths · 1,784 sqft sqft
Charming 3-Bedroom Townhome in Grayson, GA – Perfect for Family Living! Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome in the heart of Grayson, GA. This inviting home offers a perfect blend of comfort and functionality, ideal for families seeking space and convenience. As you enter, you'll be greeted by a spacious living room with a beautiful fireplace, perfect for cozy evenings and gatherings with loved ones. The well-equipped kitchen features modern appliances, ample cabinetry, and a layout that makes meal prep and entertaining a breeze. The primary suite is a true retreat, offering a generous size, a large walk-in closet, and an en-suite bathroom with a double vanity, a soaking tub, and a separate shower. It’s the ideal space to relax and unwind. The two additional bedrooms are equally spacious, each with large closets and plenty of natural light. A bright and versatile loft area provides an excellent space for a home office, study area, or playroom – whatever best suits your needs. For added convenience, the laundry room is located on the upper floor, making laundry day much more efficient and hassle-free. This home is ideally located in a friendly neighborhood, close to local amenities, schools, parks, and even a hospital. Don’t miss your chance to make this stunning property in Grayson your new home! Contact us today to schedule a tour. Discounted rate options and no lender fee, future refinancing may be available for qualified buyers of this home.
Source: FMLS #7469490
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7469490
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7469490