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$580,000 SIGNIN

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2736 Bell Dr SE, Smyrna, GA 30080

3 beds · 4 baths · 2,522 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Step into modern comfort in this beautifully designed 3-bedroom, 3.5-bathroom townhouse, located in the sought-after Woodbury community, just a short distance from the Atlanta Braves Stadium. With a practical layout and well-thought-out features, this home is perfect for those seeking convenience and style in everyday living. As you enter the main floor, you're welcomed into a bright and open space that seamlessly connects the family room, dining area, and kitchen. The family room provides plenty of space for relaxation or entertaining, with large windows filling the room with natural light. The dining area flows effortlessly into the kitchen, making it an ideal space for hosting or enjoying everyday meals. The kitchen is a functional centerpiece of the home, featuring a spacious island, ample cabinetry, and high-quality stainless steel appliances. Whether you’re preparing a quick snack or a full meal, this kitchen is designed for ease and efficiency, keeping you connected with guests and family. Moving upstairs, the owner's suite offers a peaceful retreat with a practical, spa-like bath that includes a standalone tub and a large walk-in shower. Each additional bedroom is comfortably sized, with plenty of closet space, making them ideal for family members or guests. The additional bathrooms are well-designed with modern fixtures and a clean, efficient layout. On the terrace level, you'll find a private study with its own full bath, perfect for a home office, guest room, or quiet personal space. The terrace offers flexibility to suit your needs, making it easy to customize your living experience. Throughout the home, durable and stylish finishes like engineered hardwood floors on the main level and stained oak staircases add character and warmth to the space, enhancing its everyday livability. Located less than a mile from excellent dining, shopping, and entertainment options at the Braves Stadium, this townhouse combines the ease of suburban living with the perks of city access. Make this comfortable and convenient Woodbury home yours today!

Estimated
Seller's interest rate
5.12%
7%
Estimated
Monthly payment

$3,368
$3,907
You may also save up to $176,716 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,907 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
5.12%
Remaining term
27 yrs and 4 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,368
Principal & interest
$2,588
Mortgage insurance
$336
Property taxes
$114
Home insurance
$309
HOA fees
$20
Utilities
Not included

Source: Public records

Home details
Size
2,522 sqft
Lot size
0.02 acres
Year built
2022
Type
Townhouse
HOA dues
$20.00

Source: FMLS #7548673

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 09, 2025 11:56 pm
Listing agent: Brandi Lewis
Listing provided courtesy of: Compass (404) 668-6621
Details provided by FMLS and may not match the public record.
MLS ID: #7548673
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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$3,368
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