27344 Hollybrook Trl, Wesley Chapel, FL 33544
5 beds · 3 baths · 3,465 sqft
Back on market after buyers Financing fell through! Welcome home to this stunning 5-bedroom, 3-bathroom home in the Saddlebrook Village West community of Wesley Chapel, FL! This spacious home offers an unparalleled level of Florida living from it's resort style pool to the state of the art home cinema, all nestled on a quiet cul-de-sac and backing up to a beautiful conservation area, offering a front row seat to the areas abundant wildlife and stunning sunsets. Once inside the foyer you'll be greeted by the unique blend of modern living and luxurious comfort. The home boasts a fully integrated smart home security system, smart thermostats, and new fixtures throughout, offering convenience and peace of mind. The kitchen is a chef's dream with plenty of natural light, a new natural gas powered range (2023), a new dishwasher (2023), a generous sized pantry, and ample storage space. You'll also be impressed by the spacious laundry room which comes equipped with a washer and dryer for added convenience. In addition to the sprawling living and dining areas, the first floor also hosts one bedroom and a bathroom that is also accessible from the outdoor pool deck. You'll surely appreciate the French doors in the kitchen or the oversized triple-pocket sliding doors which lead directly to the covered pool area, creating a seamless indoor/outdoor space which is ideal for hosting guests. The saltwater pool with heated spa is enclosed by a 2-story cathedral cage with brand new screens that were installed in (2023) has an electric heater, and sits in front of a conservation lot offering the full compliment of backyard privacy. Four additional bedrooms are located on the second floor, including the oversized primary bedroom with vaulted ceilings and French doors which serves as a private retreat. Mornings will never be the same once you wake up and step directly out onto the second floor balcony that overlooks the pool deck. This exclusive outdoor space is perfect for hosting gatherings or enjoying quiet moments of relaxation. With massive custom walk-in closets, the en suite has his and her vanity's and countertops and offers ample natural lighting throughout. Located at the end of the wrap-around hallway, you'll find the tiered home theater room with a 5.1 surround sound speaker system which can comfortably fit your friends and family. The remaining three bedrooms provide flexibility for family, guests, a home office, or a personal fitness space. This home also includes an extended three car garage, offering plenty of parking space in addition to space for a workshop or tool storage. A Tesla charger is also installed, as a convenient option to power up your electric vehicles. Additional recent updates include: roof replacement (2023), both the interior and exterior received a fresh coat of paint throughout in (2022); second zone AC unit was replaced in (2020); new pool pump & filtration system (2020); salt (generator) cell (2024). A transferable home security system is also installed along with a complete Culligan water softener with reverse osmosis system. This home offers a safe walkable distance to Veterans Elementary school with PCSO crossing guards. Easy access to The Grove, The Krate, restaurants, shopping and interstates. 15 min drive to Wiregrass mall, 10 mins to Tampa Premium Outlets, and 30 mins to downtown Tampa. Schedule a showing today and experience the lifestyle that you've dreamed of at 27344 Hollybrook Trail!
Source: STELLAR #t3531691
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3531691
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3531691
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