2732 Fort Dr, Alexandria, VA 22303
3 beds · 2 baths · 1,582 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 2732 Fort Drive! Located in the highly desirable Jefferson Manor neighborhood, this beautifully maintained 3-bedroom, 2-bathroom home is ready to call yours! This address also qualifies for special financing with below-market rate, no mortgage insurance, and as little as 3% down. Step inside to a bright and versatile foyer area that can serve as a lounging area or office space. Gorgeous hard wood floors flow throughout the first floor, accented by freshly painted walls and large bay windows. The spacious, expanded kitchen features ample cabinetry and counter space, along with an open dining area perfect for entertaining. The unique addition of a wall-mounted TV in the kitchen allows you to enjoy your favorite shows while preparing meals. This home features motion-controlled lighting and ethernet in every room. Need more space? The fully finished basement includes a large bonus room perfect for storage of all your toys and tools. Outside, the large driveway provides plenty of parking, and the fully fenced rear yard offers privacy and security. There is plenty of space for gardening in this pet friendly yard. Relax or entertain on the spacious deck built in 2023, made from durable low-maintenance Trex material. You’ll love the climate-controlled shed – ideal for use as a home gym or private office space. New roof in 2018 with transferable warranty. Conveniently located two blocks from the Huntington Metro station /yellow line, the vibrant and social Jefferson Manor neighborhood features a large park with walking paths, many local retail and grocery options, great restaurants, and more! No HOA, but the active civic association hosts plenty of fun events throughout the year. Don’t miss out on this incredible opportunity. Schedule a tour of this beautiful home today!
Source: BRIGHT #VAFX2229538
Source: BRIGHT #VAFX2229538
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.