273 Sweet Plum Trl, Dallas, GA 30132
3 beds · 3 baths · 2,578 sqft
Don’t Miss Your Chance to Own the Best Home in Seven Hills! This exceptional Dalton floor plan is a one-of-a-kind find with unparalleled upgrades and features that set it apart from the rest. Nestled on a coveted level corner lot, this property offers a fenced backyard for ultimate privacy and a professionally cared-for sodded yard that adds to its exceptional appeal. Step inside to discover an open-concept layout brimming with natural light. The chef’s kitchen is a masterpiece with granite countertops, a large island, 30" wall cabinets, energy-efficient appliances, and a 5-burner range. The dining room, enhanced by a coffered ceiling and crown molding, is perfect for hosting memorable dinners. The living area is warm and inviting, featuring custom built-in bookshelves flanking the fireplace—a perfect setting for cozy gatherings. The owner’s suite is a true retreat, boasting a large walk-in closet, double vanities, and a modern, oversized tile shower designed for the ultimate relaxation experience. Versatility and convenience define this home, with a guest room and full bath on the main floor, plus a flexible room that can serve as an office. Upstairs, enjoy a spacious bedroom, full bath, and an oversized loft area—ideal for studying, playing games, or creating a home theater. The Enlarged Covered 12x18 GameDay porch with high-end ceiling fans is an entertainer’s dream, featuring luxurious stamped concrete, a rock fireplace, and a built-in TV setup. An additional stamped concrete grill pad with a gas grill outlet completes this perfect outdoor retreat. Upgraded features abound, including LED disc lighting, a zoned HVAC system with internet-controlled thermostats, blown insulation, double-pane energy-efficient windows, and a state-of-the-art security system. The home also boasts an irrigation system for easy outdoor maintenance. The 3-car garage with insulated doors offers ample space and convenience. Act Fast: The price of this exceptional home has been adjusted to $534,900, well within its pre-appraised value, reflecting its true market worth. This adjustment ensures it's an appealing opportunity for both buyers and their agents. Schedule your showing today to see why this property stands out!
Source: FMLS #7457125
Source: FMLS #7457125
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7457125
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.