273 Justene Cir, Lehigh Acres, FL 33936
3 beds · 2 baths · 1,630 sqft
Welcome to the desirable Bethany Trace subdivision! This charming home is situated on a spacious oversized corner lot with beautifully landscaped grounds. Enjoy the benefits of central water and sewer, along with a welcoming neighborhood featuring sidewalks throughout. Inside, you’ll find a screened front entry, double doors, and soaring cathedral ceilings with elegant plant shelves. The home offers both formal living and dining areas, perfect for entertaining. Step outside to your private, screen-enclosed, in-ground heated saltwater pool, complete with a stamped concrete deck offering ample space for both covered and open outdoor living. A serene fountain water feature and LED lighting add to the ambiance. The kitchen boasts stunning granite countertops, a tile backsplash, a pantry, dishwasher, and built-in microwave, as well as a large breakfast nook for casual dining. The spacious master suite features sliding doors leading to the pool area, a walk-in closet, and an oversized private bath with a garden tub and separate shower. Storm panels are included for added protection. Additional amenities include an indoor laundry room with cabinetry and a detached storage shed in the yard. This home is in excellent move-in condition and ready for you to enjoy!
Source: NABOR #224102542
Financials
Source: NABOR #224102542
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.