27281 Paseo Verde, Hemet, CA 92544
4 beds · 2 baths · 2,464 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Seller wants home sold 'NOW' - PRICE REDUCED_ Welcome to this stunning 2,464 sq ft McMorran-built home, ideally located in a quiet East Hemet cul-de-sac near multiple schools. Completely remodeled inside and out, this single-story gem boasts a seamless open floor plan filled with natural light, perfect for gatherings and daily living. With four spacious bedrooms comfort and convenience are top priorities. The chef's kitchen is a true showstopper, complete with a skylight, soft-close cabinets, upgraded appliances, double ovens, a built-in wine and beverage fridge, bar seating, and a cozy breakfast nook. The family room is highlighted by a striking brick fireplace and a beautiful wood-beamed ceiling, adding warmth and character. The formal dining room--currently serving as a relaxed seating area--connects effortlessly to the kitchen and the sunken living room, where French doors open to the entertainer's dream backyard. Elegant touches like high wainscoting, crown molding, detailed baseboards and trim, abundant upgraded lighting, and enhanced electrical features complement the wood tile flooring throughout. For added comfort, the primary bedroom and formal living room are carpeted with plush, high-end materials. The lush landscaping adds colorful texture with a variety of citrus trees, a raised strawberry planter, grassy areas, and a mix of desert and tropical flora across the front, side, and rear yards. Out back, enjoy an oversized heated pool and spa, complete with submerged seating and an umbrella tanning deck. The sleek built-in BBQ area, oversized gas firepit lounge, and expansive deck create the ultimate setting for outdoor entertaining. A west-facing extended patio cover helps block direct sunlight from entering the home's many windows, keeping things cool and comfortable. Additional highlights include a double-wide gated side yard for RV/trailer parking, low property taxes, and no HOA. ((showings available Mon-Fri 10am-6pm, Sat & Sun 9am-7pm))
Source: CRMLS #219128676DA
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #219128676DA
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.