2728 Pine Trail Dr, Little Elm, TX 75068
4 beds · 3 baths · 2,908 sqft
INCREDIBLE $50,000 PRICE DROP!!! Unbeatable Value! Don't miss out on this rare opportunity to own a stunning 4 bedroom, 2.5 bathroom home with a spacious open floor plan, a 3 car garage, and a huge, beautifully landscaped backyard complete with a large patio and pergola, perfect for outdoor living and entertaining. As you step inside, you'll immediately be greeted by a spacious office featuring a picturesque window that overlooks the front lawn, which can also serve as a formal dining room. The grand, wrap-around staircase adds a touch of elegance, while access to the 3 car garage ensures convenience. The heart of the home is the impressive living room and kitchen area, which boasts an abundance of natural light from surrounding windows that overlook the pristine new landscaping and covered patio. The chef's kitchen is a dream, equipped with stainless steel appliances, sleek granite countertops, a large island, a cozy eat-in dining area, a generous pantry, and ample cabinetry for all your storage needs. The spacious primary bedroom offers a private retreat with a luxurious ensuite bath, featuring separate vanities, a separate bath and shower, and a walk-in closet. Upstairs, you'll find three generously sized bedrooms, an enormous game room complete with a balcony, and a built-in office area, ideal for working or studying from home. This home has been meticulously maintained by its original owners. RECENT UPGRADES INCLUDE A NEW DISHWASHER INSTALLED IN JANUARY 2024, KITCHEN CABINETS REFINISHED IN JANUARY 2024, NEW HARDWOOD FLOORS ADDED IN DECEMBER 2023, A NEW AC UNIT INSTALLED IN MAY 2023, AND BRAND NEW LANDSCAPING COMPLETED IN JULY 2024. ADDITIONALLY, THE ATTIC FEATURES A RADIANT BARRIER FOR IMPROVED ENERGY EFFICIENCY. This home truly offers the perfect combination of comfort, luxury, and convenience. Don't let this opportunity slip away, schedule your tour today!
Source: NTREIS #20871148
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20871148
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.